The Money Team Law Firm Workers' Compensation Lawyer 24/7

December 10, 2020
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Workers’ Compensation Lawyer | The Money Team Law Firm

If you’ve been injured at work, it’s crucial to have a skilled workers’ compensation lawyer by your side to guide you through the complex and often confusing process of filing a claim. Injuries sustained on the job can have serious consequences, not only for your health but for your financial stability as well. At The Money Team Law Firm, we are dedicated to protecting your rights and ensuring that you receive the full compensation you are entitled to under the law.

Navigating the workers’ compensation claims process can be overwhelming. From understanding the specific benefits you are eligible for to negotiating with insurance companies and dealing with complex legal requirements, the journey can be difficult to manage without legal expertise. Whether you’ve experienced a minor injury that requires some time off work or a serious, life-altering disability, our experienced workers’ compensation attorneys are here to help you every step of the way.

We understand the stress and uncertainty that come with an injury at work. That’s why we are committed to providing you with personalized, compassionate legal representation designed to help you focus on your recovery while we handle the legal complexities. At The Money Team Law Firm, we fight tirelessly to ensure that you receive the medical treatment, financial compensation, and long-term support you need to move forward after a workplace injury.

We know that every workers’ compensation claim is unique, and we treat each case with the individualized attention it deserves. Whether your injury was caused by a sudden accident, repetitive stress, or exposure to harmful conditions over time, our team will work closely with you to gather evidence, establish liability, and secure the benefits you deserve.

Our goal is to make sure you can focus on your recovery and well-being, while we take care of everything from filing your claim to dealing with insurance companies. With The Money Team Law Firm on your side, you have an advocate dedicated to securing the maximum compensation possible for your workers’ compensation benefits.

Whether you’re dealing with the stress of a temporary injury or facing the challenges of a permanent disability, we are here to support you. Our workers’ compensation lawyers have years of experience in advocating for injured workers, and we are prepared to fight for your rights.

What is Workers’ Compensation?

Workers’ compensation is a type of insurance that provides financial support to employees who suffer injuries or illnesses in the workplace. This system allows workers to receive compensation for medical expenses, lost wages, and even permanent disabilities caused by accidents that occur during work-related activities. Unlike personal injury lawsuits, workers’ compensation claims are typically no-fault claims, meaning the injured worker does not have to prove negligence to receive benefits.

The primary goal of workers’ compensation insurance is to provide employees with prompt medical care and financial support while ensuring employers are not constantly at risk of litigation. The process can, however, be complex, and a workers’ compensation lawyer is essential to ensuring you get the maximum benefits you deserve. At The Money Team Law Firm, our expert workers’ compensation attorneys are well-versed in handling these claims and will guide you through the system with ease.

Common Workplace Injuries

Workplace injuries can range from minor incidents to severe accidents with long-term consequences. Workers’ compensation lawyers typically deal with a wide range of injuries that occur in various industries. Some of the most common types of injuries include:

Slips, Trips, and Falls

One of the most frequent causes of workplace injuries, especially in industries like construction, retail, and healthcare, is slipping or tripping on wet floors, uneven surfaces, or obstacles. These injuries can result in broken bones, sprains, or even severe spinal cord injuries.

Repetitive Stress Injuries

Repetitive stress injuries, also known as repetitive motion injuries, occur when a worker performs the same motion repeatedly over time. This can lead to conditions like carpal tunnel syndrome, tendonitis, or rotator cuff injuries, particularly in office workers, assembly line workers, and healthcare professionals.

Construction Accidents

Workers in the construction industry face high risks due to dangerous equipment, heavy machinery, and hazardous working conditions. Accidents involving falls from heights, equipment malfunctions, or accidents with cranes and forklifts often result in serious injuries, including fractures, brain injuries, and spinal cord injuries.

Occupational Diseases

Long-term exposure to harmful substances such as chemicals, asbestos, or mold can lead to serious health conditions like mesothelioma, respiratory diseases, and chronic skin conditions. Workers in industries like manufacturing, construction, and healthcare are particularly susceptible to occupational diseases.

Motor Vehicle Accidents

For workers who drive as part of their job, motor vehicle accidents are a common cause of injury. Whether a delivery driver, truck driver, or service technician, accidents on the road can lead to a wide range of injuries, including whiplash, head trauma, and internal injuries.

Types of Workers’ Compensation Benefits

When you are injured at work, you are entitled to various workers’ compensation benefits designed to cover the costs and losses incurred due to your injury. The extent of the compensation depends on the nature of the injury and the severity of the harm, and can include medical expenses, lost wages, and support for permanent disability, among other benefits. At The Money Team Law Firm, we are committed to helping you secure the full range of benefits you’re entitled to and ensuring that all aspects of your claim are properly addressed.

Medical Expenses

One of the primary types of workers’ compensation benefits is coverage for medical expenses. If you are injured on the job, your medical treatment will be covered by workers’ compensation insurance. The types of expenses covered include:

Emergency care: This includes ambulance fees, emergency room visits, and immediate medical intervention.
Surgery and hospital stays: If your injury requires surgery or hospitalization, workers’ compensation benefits will cover these costs. This may include surgeries to repair fractures, organ damage, or other severe injuries that require inpatient care.
Physical therapy: Rehabilitation is often necessary for injuries such as fractures, soft tissue injuries, or surgeries. Physical therapy can help you regain strength, mobility, and flexibility, and these sessions will be covered by workers’ compensation.
Prescription medications: Any medications prescribed to treat your injuries, whether for pain management, infection prevention, or rehabilitation, will be covered by workers’ compensation.
Long-term rehabilitation: In cases of permanent injuries, long-term care, such as occupational therapy, speech therapy, or psychological counseling, will be necessary for your recovery. Workers’ compensation will cover these long-term rehabilitation expenses to help you regain your quality of life.

At The Money Team Law Firm, we will ensure that all medical expenses related to your workplace injury are accounted for and covered, allowing you to focus on your recovery without the added burden of medical bills.

Lost Wages

If your injury prevents you from working temporarily or permanently, you are entitled to lost wages compensation. These benefits help replace a portion of the income you lost due to your inability to work while recovering. The lost wages compensation is typically calculated based on your average weekly wage before the injury. In many cases, workers will receive about two-thirds of their average weekly wage, although this can vary depending on state law and the specific circumstances of the injury.

The lost wages benefit is designed to ease the financial strain caused by an injury and to help you focus on recovering instead of worrying about how to pay for daily expenses. If your injury results in long-term disability, this compensation can extend to the duration of your inability to work, ensuring you are financially supported while you recover.

Permanent Disability Benefits

In cases where the injury results in a permanent disability, workers may be entitled to permanent disability benefits. If the injury causes lasting impairment, preventing you from returning to your previous occupation or any other form of employment, permanent disability benefits provide financial support. These benefits are based on the degree of disability—how much the injury impacts your ability to work.

Permanent disability benefits can be classified into two types:

Total Permanent Disability: If your injury completely prevents you from working in any capacity, you may qualify for total permanent disability benefits. These benefits typically cover a significant portion of your previous wages.
Partial Permanent Disability: If the injury does not completely prevent you from working but limits your ability to perform certain tasks, you may qualify for partial permanent disability benefits. This compensation is typically calculated based on the degree of your impairment and how it impacts your earning potential.

At The Money Team Law Firm, we will help determine the full extent of your disability and ensure that you receive the appropriate compensation to support you financially in the long term.

Vocational Rehabilitation

If your injury makes it impossible to return to your previous job, vocational rehabilitation benefits may be available. These services provide financial support to help you transition into a new career by covering the costs of retraining, education, or career counseling.

Vocational rehabilitation can include:

Education and retraining: If your injury prevents you from doing your prior job, vocational rehabilitation may cover the cost of new job training or courses to help you develop new skills in another field.
Job placement services: Vocational rehabilitation benefits may also include assistance with finding a new job that accommodates your disability. These services are vital for ensuring that you can re-enter the workforce and support yourself financially.
Workplace modifications: In some cases, rehabilitation may involve modifying your existing workplace to accommodate your injury. If you are able to return to your previous employer but need adjustments to your workspace, these changes may be covered under vocational rehabilitation benefits.

Our workers’ compensation attorneys will ensure that you have access to vocational rehabilitation services, helping you transition smoothly to a new job or career if your injury prevents you from returning to your previous occupation.

Death Benefits

If a worker dies as a result of a work-related injury, their family may be entitled to death benefits. These benefits help cover the costs associated with the death, such as funeral expenses, and provide financial support to surviving dependents, such as children or spouses.

In addition to funeral expenses, death benefits may include:

Loss of support compensation: Surviving family members may receive compensation for the financial support the deceased worker would have provided. This compensation helps cover daily living expenses for spouses, children, or other dependents.
Loss of companionship: In some jurisdictions, family members can receive compensation for the loss of companionship, guidance, and affection resulting from the death of their loved one. These benefits vary based on the state’s laws.

If you have lost a loved one in a work-related accident, The Money Team Law Firm is here to support you and ensure that your family receives the death benefits you deserve. We will handle the legal process while you focus on healing and supporting your family during this difficult time.

Third-Party Claims in Workers’ Compensation Cases

While workers’ compensation typically covers medical expenses, lost wages, and disability benefits, it is important to note that this system has limitations. Workers’ compensation is often the sole remedy for injuries sustained at work, but in certain situations, workers may be eligible to pursue a third-party claim in addition to their workers’ compensation claim.

A third-party claim arises when a worker’s injury is caused by the negligence of someone other than their employer or a co-worker. For example, if your injury is caused by a defective product, negligent equipment maintenance, or an accident caused by another driver, you may be able to pursue a third-party lawsuit against the responsible party in addition to your workers’ compensation benefits.

At The Money Team Law Firm, we can help you identify any potential third-party claims and help you pursue additional compensation. This is especially important in cases where your workers’ compensation benefits may not fully cover the extent of your medical costs, lost wages, or pain and suffering.

Filing a Workers’ Compensation Claim

Filing a workers’ compensation claim may seem straightforward, but it is important to follow the proper procedures to ensure your claim is processed quickly and efficiently. At The Money Team Law Firm, our workers’ compensation attorneys can assist you with the following steps:

Report your injury to your employer: You are required to inform your employer about your injury as soon as possible. Many states require that you report the injury within a set time frame, typically 30 days. Failing to report your injury in time may prevent you from receiving benefits.
Seek medical treatment: Get medical attention immediately after the injury. Not only does this help ensure that you get the necessary care, but it also documents the injury for your claim.
File the claim with your employer’s insurance company: Once your injury has been reported, your employer will submit a claim to their workers’ compensation insurance provider. This insurance will cover the costs of medical treatment and lost wages. However, insurance companies may attempt to minimize payouts, which is why having a skilled workers’ compensation lawyer on your side is essential.
Provide supporting documentation: Submit medical records, accident reports, and witness statements to support your claim. The more evidence you have, the stronger your case will be.
Monitor the claims process: After filing your claim, stay in contact with your employer and their insurance company to ensure timely processing.

At The Money Team Law Firm, we will guide you through each step of the process to ensure your workers’ compensation claim is filed correctly and handled with care.

Appeals Process

If your workers’ compensation claim is denied or the benefits awarded are insufficient, you have the right to appeal the decision. The appeals process can be complicated, but our workers’ compensation attorneys are experienced in handling these cases. We will thoroughly review the decision, identify any errors in the claims process, and represent your interests at the appeal hearing.

During the appeals process, our team will:

Review your claim and the insurance company’s decision: We will carefully examine the reasons for denial or the issues with the benefits you received. This includes reviewing the documentation provided by your employer’s insurance company.
Gather additional evidence: If necessary, we will work with medical experts, gather additional witness statements, and build a stronger case for your appeal.
Represent you at the hearing: If your appeal requires a hearing, we will represent you in front of the workers’ compensation board, presenting your case and fighting for the benefits you deserve.

The appeals process can be lengthy and complicated, but The Money Team Law Firm is here to help you every step of the way, ensuring that you have the best chance of receiving the benefits to which you are entitled.

Insurance Company Tactics

Insurance companies often try to minimize the amount of money they pay out for workers’ compensation claims. They may use tactics such as:

Delaying payment: Insurance companies may attempt to delay or stall payment of benefits, leaving you without the financial support you need.
Denying claims: Some insurance companies will attempt to deny claims based on technicalities, such as insufficient documentation or missed deadlines.
Undervaluing claims: Even if your claim is approved, the insurance company may offer you a settlement that is far below what you actually deserve.

At The Money Team Law Firm, our workers’ compensation attorneys have the experience and expertise to deal with these tactics. We will negotiate with the insurance company on your behalf to ensure that you receive the maximum compensation for your injuries and lost wages. If necessary, we are fully prepared to take legal action to ensure your rights are protected.

Steps to Take After a Workplace Injury

After a workplace injury, it’s crucial to act quickly to protect your legal rights and secure the compensation you deserve. The steps you take immediately after the injury can impact the success of your workers’ compensation claim. Here’s what you should do:

Report the Injury

As soon as you are injured at work, report the incident to your employer. Most states require workers to report the injury within a specific time frame—usually 30 days or less. Failing to report the injury in a timely manner may jeopardize your claim.

Seek Medical Attention

Even if your injury seems minor, seek medical attention right away. Certain injuries, such as whiplash or internal injuries, may not show symptoms immediately. A medical professional can assess the extent of your injury and begin treatment, which is necessary for both your recovery and your claim.

Document the Incident

Take pictures of the scene of the accident, if possible, and collect witness statements to support your version of events. This documentation will help your workers’ compensation lawyer gather evidence to strengthen your case.

Consult with a Workers’ Compensation Lawyer

Contact an experienced workers’ compensation attorney as soon as possible to discuss your legal options. A lawyer can guide you through the claims process, ensure that you file your claim correctly, and help you avoid common mistakes that could delay or deny compensation.

About The Money Team Law Firm

At The Money Team Law Firm, we are dedicated to providing exceptional legal representation to individuals who have suffered injuries in the workplace. With years of experience in workers’ compensation law, our team of skilled attorneys is committed to helping you get the justice and compensation you deserve. Whether you have been injured in a construction accident, developed a work-related illness, or are facing a long-term disability, we are here to guide you through the complex process of filing a workers’ compensation claim and ensuring your rights are protected.

We understand the physical, emotional, and financial toll a workplace injury can have on you and your loved ones. That’s why we take a client-focused approach to every case, working diligently to secure the maximum compensation for your medical expenses, lost wages, pain and suffering, and long-term support. Our workers’ compensation lawyers have in-depth knowledge of both state and federal laws and are committed to advocating on your behalf at every stage of the process.

At The Money Team Law Firm, we recognize that every case is unique. Our attorneys take the time to understand the specific details of your injury, evaluate your needs, and develop a tailored legal strategy to achieve the best possible outcome. We will work with medical professionals, experts, and investigators to build a strong case and ensure that all aspects of your claim are addressed.

We offer free consultations to evaluate your case and ensure you understand your rights. Additionally, we work on a contingency fee basis, which means you only pay if we win your case. This allows you to access high-quality legal representation without any upfront costs, making it easier for you to get the help you need when you need it most.

If you’ve been injured on the job, you don’t have to face the challenges of workers’ compensation claims alone. At The Money Team Law Firm, we are here to fight for your rights and help you navigate the legal process with confidence. Let us handle the legal complexities while you focus on your recovery. Contact us today to get started on your path to securing the compensation you deserve.

Why Choose The Money Team Law Firm?

At The Money Team Law Firm, we are committed to providing expert legal representation for injured workers. Our team of experienced workers’ compensation attorneys understands the complexities of workers’ compensation law and is dedicated to ensuring that your rights are fully protected. Here’s why clients choose us:

Proven Success in Workers’ Compensation Cases

We have a proven track record of success in handling workers’ compensation claims. Our skilled attorneys have helped clients recover millions of dollars in compensation for medical expenses, lost wages, permanent disabilities, and more.

Personalized Legal Approach

We understand that every workers’ compensation case is unique, and we tailor our approach to meet your specific needs. Our team works directly with you to understand the full impact of your injury and will fight relentlessly to maximize your compensation.

No Upfront Fees

We work on a contingency fee basis, meaning you don’t pay unless we win your case. This ensures that you have access to expert legal representation without any financial risk.

24/7 Support and Free Consultation

Our team is available 24/7 to answer your questions and provide the support you need. We offer a free initial consultation where we’ll review your case, explain your legal rights, and discuss your options moving forward.

Frequently Asked Questions About Workers’ Compensation Claims

What is workers’ compensation, and how does it work?

Workers’ compensation is a type of insurance designed to provide financial support to employees who are injured or become ill as a result of their work. When you file a workers’ compensation claim, you are entitled to benefits such as medical expenses, lost wages, and disability compensation. Workers’ compensation benefits are typically provided regardless of who is at fault for the injury, meaning that you do not need to prove negligence to receive compensation. The process involves reporting the injury to your employer, seeking medical treatment, and filing a claim with the employer’s insurance company.

How long do I have to file a workers’ compensation claim?

The time limit to file a workers’ compensation claim depends on the state in which you live and the type of injury you sustained. In many states, you have up to 30 days to report an injury to your employer and file a claim. However, it’s crucial to act quickly, as delays can result in denied benefits or missed compensation. The sooner you consult with a workers’ compensation lawyer, the better. They will ensure you meet all deadlines and protect your rights throughout the claims process.

What are the most common types of workers’ compensation benefits?

There are several types of workers’ compensation benefits available to injured workers. These include coverage for medical expenses, which covers the cost of doctor visits, surgeries, physical therapy, and medications. Lost wages benefits are provided if you are unable to work due to your injury. For more severe injuries, permanent disability benefits can help compensate for a long-term reduction in earning capacity. Additionally, some workers may be eligible for vocational rehabilitation benefits to help retrain for a new job if they cannot return to their previous position.

What should I do if my workers’ compensation claim is denied?

If your workers’ compensation claim is denied, it’s essential to take immediate action. Denials can happen for various reasons, including insufficient documentation or miscommunication with the insurance company. A workers’ compensation lawyer can help you identify the reasons for the denial and guide you through the appeals process. In many cases, the decision can be appealed to a workers’ compensation board or court. Your lawyer will help gather additional evidence, file the appropriate paperwork, and represent you at hearings to secure the benefits you deserve.

Can I still receive workers’ compensation if I was partially at fault for the injury?

Yes, even if you were partially at fault for the injury, you can still receive workers’ compensation benefits. Workers’ compensation operates under a no-fault system, meaning that the employee does not need to prove negligence or fault to receive compensation. In cases where you are partially at fault, your compensation may be reduced based on the percentage of fault assigned to you. Comparative negligence laws are applied in these situations, and an experienced workers’ compensation attorney will help ensure that your compensation is not unfairly reduced.

How are workers’ compensation settlements calculated?

Workers’ compensation settlements are calculated based on several factors, including the severity of your injury, the medical treatment you require, and the impact of the injury on your ability to work. The value of your claim will consider both economic damages (such as medical bills and lost wages) and non-economic damages (such as pain and suffering). An experienced workers’ compensation lawyer can help assess the full value of your claim and negotiate a fair settlement. Factors such as permanent disability or ongoing medical care can significantly affect the settlement amount.

How can a workers’ compensation lawyer help with my claim?

A workers’ compensation lawyer plays a crucial role in ensuring that you receive the full benefits you are entitled to after a workplace injury. Your lawyer will help you navigate the claims process, assist with gathering and submitting documentation, negotiate with insurance companies, and represent you in case of disputes. If your claim is denied or you face issues with the insurance company, a workers’ compensation attorney can help file an appeal and take legal action on your behalf to ensure your rights are protected.

What if my injury is caused by a third party, can I file a workers’ compensation claim and a personal injury lawsuit?

If your injury was caused by a third party, such as a subcontractor, negligent driver, or equipment manufacturer, you may be able to file both a workers’ compensation claim and a personal injury lawsuit. A third-party claim can provide additional compensation for your pain and suffering, emotional distress, and other non-economic damages that workers’ compensation does not cover. It’s important to consult with an experienced workers’ compensation lawyer to ensure that your claim and lawsuit are filed correctly and that you maximize the compensation you receive.

How long does it take to receive workers’ compensation benefits?

The timeline for receiving workers’ compensation benefits can vary depending on the severity of your injury, the complexity of your case, and your state’s laws. Typically, it may take several weeks to months before you start receiving compensation. However, if your case is complicated, such as in the case of disputed claims or third-party lawsuits, it may take longer to resolve. A workers’ compensation attorney can help expedite the process and ensure that you receive timely and fair compensation for your injuries.

What is the difference between workers’ compensation and a personal injury claim?

The primary difference between workers’ compensation and a personal injury claim is that workers’ compensation is a no-fault system, meaning you don’t have to prove negligence to receive benefits. On the other hand, a personal injury claim involves proving that the other party’s negligence or intentional act caused your injuries. Workers’ compensation typically covers medical expenses, lost wages, and permanent disability, while a personal injury lawsuit allows for compensation for pain and suffering, emotional distress, and punitive damages. If you are injured at work due to a third-party’s actions, you may be able to pursue both types of claims.

Can I return to work while my workers’ compensation claim is being processed?

In most cases, you can return to work while your workers’ compensation claim is being processed, provided that your doctor clears you to do so. However, if you are still recovering and your doctor advises against returning to work, you are entitled to lost wages benefits. If you are capable of returning to a modified position or reduced duties, your employer may be required to accommodate you. It’s important to consult with a workers’ compensation lawyer to understand your rights regarding returning to work and receiving benefits.

What should I do if I’m asked to settle my workers’ compensation claim?

If you are offered a settlement for your workers’ compensation claim, it’s important to carefully review the terms with the help of an experienced workers’ compensation attorney. While accepting a settlement may seem like a quick way to resolve your case, you must ensure that the offer reflects the full extent of your injuries, medical costs, lost wages, and future needs. A lawyer will help you evaluate whether the settlement is fair and advise you if you should accept or negotiate for a higher amount.

Take Action Today – Get the Compensation You Deserve

If you’ve been injured at work, don’t let the complexities of the workers’ compensation process overwhelm you. The Money Team Law Firm is here to provide you with expert legal guidance and aggressive representation. Our dedicated workers’ compensation attorneys are passionate about protecting your rights and ensuring you receive the full compensation you’re entitled to.

Whether you’re dealing with medical expenses, lost wages, or a permanent disability, we are ready to fight on your behalf. Our team will evaluate your case, explain your legal options in clear terms, and begin working immediately to secure the benefits you need to recover and move forward.

Don’t wait any longer. Let us fight for your rights and get you the justice you deserve. Reach out today and let The Money Team Law Firm be your trusted partner in navigating the workers’ compensation claims process.

Workers’ Compensation Lawyer